Debts We Can Support With Personal Budgeting & Administrative Support (PBAS) + Information-Gathering
Feeling overwhelmed by letters, balances, and multiple creditors? We help you organise your financial information, prepare a clear budget, and (with your written authority) request factual account details from creditors — so you can decide what to do next.
We do not provide debt advice or recommend repayment strategies. All decisions remain yours.
Whether you have one or multiple credit cards, we can help you understand your options and manage repayments more affordably.
From bank loans to online lenders, we assist you in exploring practical ways to reduce the burden of unsecured personal debt.
High overdraft charges and interest can quickly add up — we can help you review your situation and plan more manageable repayment methods.
Unpaid store card and catalogue balances can impact your finances. We can explain options that may ease the pressure.
Short-term loans can be expensive. We’ll help you consider alternatives and appropriate debt solutions.
Overdue utility bills can cause stress. We assist in creating plans that help you stay on track with essential payments.
If you’re struggling with rent arrears, we can help you explore options and connect you with the right support services.
We can often assist with many kinds of unsecured debts — speak to us to confirm your eligibility and options.
What “support” means: we help you gather, organise, and understand the information - not advise you on what to do with it.
Clear Path Consultants provides personal budgeting and administrative support only.
We do not:
If you want regulated advice, we can signpost or refer you to FCA-authorised providers or free debt advice charities.
Yes — with your written authority, for information purposes only.
No. We help you organise information so you can decide.
No. We are not FCA-regulated and do not provide debt advice.